1. Three years of good rental references or homeownership, with no late payments. No evictions – no exceptions.

2. A minimum credit score of 750 on the Equifax Credit Report we pull with at least 3 years of positive credit history: No past due accounts, collections, or judgments. Note: Credit reporting agencies weigh their scoring factors differently, and scores vary between companies and whether the credit is a soft or hard pull.

3. Verifiable, combined, gross monthly income of at least 3X the monthly rent amount after deducting for estimated monthly payments based on the Equifax credit report (Examples - payments for Credit cards, student loans, autos loans and mortgages).

a. Income Requirement Calculator: Tiner utilizes an Income Required Calculator that determines the minimum income needed for any given property and applicant.

b. Verifiable cash reserves amounting to at least 12x the rent will reduce the income requirement proportionately.

c. Mortgages: Monthly mortgage payments may be partly or wholly removed from the income requirement when an applicant sufficiently demonstrates that the property is selling/sold or that rental income offsets the mortgage payment.

1. Three years of good rental references or homeownership, with no late payments. No evictions – no exceptions.

2. A minimum credit score of 725 on the Equifax Credit Report we pull with at least 3 years of positive credit history: No past due accounts, collections, or judgments. Note: Credit reporting agencies weigh their scoring factors differently, and scores vary between companies and whether the credit is a soft or hard pull.

3. Verifiable, combined, gross monthly income of at least 2.85X the monthly rent amount after deducting for estimated monthly payments based on the Equifax credit report (Examples - payments for Credit cards, student loans, autos loans and mortgages).

a. Income Requirement Calculator: Tiner utilizes an Income Required Calculator that determines the minimum income needed for any given property and applicant.

b. Verifiable cash reserves amounting to at least 12x the rent will reduce the income requirement proportionately.

c. Mortgages: Monthly mortgage payments may be partly or wholly removed from the income requirement when an applicant sufficiently demonstrates that the property is selling/sold or that rental income offsets the mortgage payment. 

1. Three years of good rental references or homeownership, with no late payments. No evictions – no exceptions.

2. A minimum credit score of 700 on the Equifax Credit Report we pull with at least 3 years of positive credit history: No past due accounts, collections, or judgments. Note: Credit reporting agencies weigh their scoring factors differently, and scores vary between companies and whether the credit is a soft or hard pull.

3. Verifiable, combined, gross monthly income of at least 2.75X the monthly rent amount after deducting for estimated monthly payments based on the Equifax credit report (Examples - payments for Credit cards, student loans, autos loans and mortgages).

a. Income Requirement Calculator: Tiner utilizes an Income Required Calculator that determines the minimum income needed for any given property and applicant.

b. Verifiable cash reserves amounting to at least 12x the rent will reduce the income requirement proportionately.

c. Mortgages: Monthly mortgage payments may be partly or wholly removed from the income requirement when an applicant sufficiently demonstrates that the property is selling/sold or that rental income offsets the mortgage payment.

1. Three years of good rental references or homeownership, with no late payments. No evictions – no exceptions.

2. A minimum credit score of 675 on the Equifax Credit Report we pull with at least 3 years of positive credit history: No past due accounts, collections, or judgments. Note: Credit reporting agencies weigh their scoring factors differently, and scores vary between companies and whether the credit is a soft or hard pull.

3. Verifiable, combined, gross monthly income of at least 2.65X the monthly rent amount after deducting for estimated monthly payments based on the Equifax credit report (Examples - payments for Credit cards, student loans, autos loans and mortgages).

a. Income Requirement Calculator: Tiner utilizes an Income Required Calculator that determines the minimum income needed for any given property and applicant.

b. Verifiable cash reserves amounting to at least 12x the rent will reduce the income requirement proportionately.

c. Mortgages: Monthly mortgage payments may be partly or wholly removed from the income requirement when an applicant sufficiently demonstrates that the property is selling/sold or that rental income offsets the mortgage payment.

1. Three years of good rental references or homeownership, with no late payments. No evictions – no exceptions.

2. A minimum credit score of 650 on the Equifax Credit Report we pull with at least 3 years of positive credit history: No past due accounts, collections, or judgments. Note: Credit reporting agencies weigh their scoring factors differently, and scores vary between companies and whether the credit is a soft or hard pull.

3. Verifiable, combined, gross monthly income of at least 2.5X the monthly rent amount after deducting for estimated monthly payments based on the Equifaxcredit report (Examples - payments for Credit cards, student loans, autos loans and mortgages).

a. Income Requirement Calculator: Tiner utilizes an Income Required Calculator that determines the minimum income needed for any given property and applicant.

b. Verifiable cash reserves amounting to at least 12x the rent will reduce the income requirement proportionately.

c. Mortgages: Monthly mortgage payments may be partly or wholly removed from the income requirement when an applicant sufficiently demonstrates that the property is selling/sold or that rental income offsets the mortgage payment.